Today's Rates
Conventional - Mortgage | ||
5/1 Year Adjustable Rate | ||
Rate | APR | |
4.000% | 4.585% | |
6/1 Year Adjustable Rate | ||
Rate | APR | |
4.000% | 4.534% | |
30 Year Fixed Rate | ||
Rate | APR | |
5.250% | 5.286% | |
15 Year Fixed Rate | ||
Rate | APR | |
4.500% | 4.561% | |
Home Equity | ||
Home Equity Credit Line | ||
Rate | APR | |
4.000% | 4.000% | |
2nd Mortgage Fixed Equity 5 Yr | ||
Rate | APR | |
5.125% | 5.125% |
Mortgage Center

Paulina Baque-Ramos
Mortgage Loan Originator
NMLS #: 976887
Office 732-560-1700 ext 5242
Cell Phone 732-439-4653
Fax 732-560-4881
Email: pramos@somersetsavings.com
220 West Union Avenue
Bound Brook, NJ 08805
Bound Brook, NJ 08805
Mon-Fri 9AM-4:30PM
We have the right mortgage to meet your needs.
Whether you're planning to buy your first home, move up to something larger, or refinance your current home, we'll make it easy to get all the information you need.
Get prequalified
Want to know in advance how much you can afford? We'll prequalify you, it's the smart way to shop for a home. Plus, its free and easy.
Ready to close on your mortgage quickly?
When you are ready to apply, we make it as convenient as possible – you can apply online, we can come to your place, or you can come to ours.
Have questions or need assistance?
Getting a mortgage is a big deal. That's why we're with you every step of the way. Call or email us. We'll make sure you have all the information you need. We'll also make it easy to get started.